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Individual Ownership Membership or Account Form

This form will allow you to open an individual (no joints) membership or additional checking account with Brightview Federal Credit Union. An initial deposit of $5.00 is due before a savings is opened. A savings must be opened in order to open a checking account. No deposit is required for the checking account. A Brightview representative will reach out to you with more instructions.

Please read the following:(Required)
I understand that submitting this application does not automatically open a membership or account. A Brightview representative will contact me to complete the process, and additional forms will need to be signed before the account or membership is opened. I acknowledge that opening a credit union account will not impact my credit score. If the account is opened but remains inactive for 90 days, it may be closed.

To protect our members and prevent fraud, all information provided in this application will undergo a comprehensive verification process. This includes validating identification documents, cross-referencing information with third-party databases, and monitoring for suspicious activity. Any discrepancies, false information, or attempts to open fraudulent accounts will be flagged immediately and reported to law enforcement agencies.

Fraudulent activity will not be tolerated and may result in legal action. By submitting this application, I confirm that all information provided is true and accurate.
Account Type(Required)
Please select each account that you wish to open. To open a checking, a savings account is required.

Required Initial Deposit

I will pay the $5.00 initial deposit for the savings through:(Required)
A $5.00 initial deposit is required before the savings can be opened. Once the savings is opened, no deposit is required for the checking.
Only use this field if you want to make the initial deposit using a debit card. If you will deposit in cash, please skip this step.

Member Information

Primary Member's Name(Required)
Date of Birth(Required)
Email(Required)
If you are unsure how you qualify, please see our list of Select Employee Groups at https://www.brightviewcu.com/membership/ or by clicking "Join" on our website.

Employer Information

Start Date

Address Information

Primary Member's Address(Required)
Address MUST MATCH your driver's license or government ID, or PROOF OF ADDRESS will be required before membership can be processed.

ChexSystems Disclosures

Every individual will be processed through an in-depth Qualifile/Chexsystems scan which will provide a list of ALL unpaid savings or checking balances to any banks or credit unions. If there are unpaid balances, proof of full payment must be provided -- or the request for a checking account will be denied. The savings can still be opened, depending on the severity of the non-payment.
Max. file size: 400 MB.

ID Verification Information

Expiration Date(Required)
Must be a government issued form of identification with a clear photo. Reproductions not accepted. If a regular photo or blurry copy of ID is submitted, membership will be denied.
Max. file size: 400 MB.
Please upload a clear photo of yourself holding your government-issued photo ID. The ID must be visible in the photo. This step is required to verify your identity and prevent fraudulent applications. Important Guidelines for Your Photo: Your face and the ID must be clearly visible in the same photo. The ID should not be obscured. Ensure the photo is taken in good lighting and without filters. Failure to comply with these guidelines may delay your application or result in it being rejected. By submitting the photo, you confirm that it is a true representation of yourself and your identification document.
Max. file size: 400 MB.
Secondary Government Identification, Social Security Card (must be signed), Credit Card (Not Debit). If a regular photo or blurry copy of ID is submitted, membership will be denied.
Max. file size: 400 MB.

Payable Upon Death

Payable Upon Death's Name(Required)
The Payable Upon Death (POD) will be the beneficiary of any account selected above. If you choose not to name a POD for the account, the funds will have to go through the legal process before being released to any survivors. This person will have no access to any accounts unless both Primary and Joint owners are deceased.
Payable Upon Death's Date of Birth(Required)
This information is used to verify the individual before releasing any funds. This person will have no access to any accounts unless both Primary and Joint owners are deceased.

Services & Disclosures

Additional Services
If an additional service is unchecked, we will opt you out of that service. You will have to reach out to the credit union to reactivate that service in the future.
Overdraft Protection(Required)
Need a little extra cash in your checking account? This service helps by automatically moving money from your savings to cover a purchase. Only pay when you use it! No fees if your checking account has enough money. $5 fee per transfer. Don't want it? Contact Brightview CU at [email protected] to opt out.
Courtesy Pay(Required)
Brightview CU has automatic coverage for checks and some bank transfers (ACH) if your account runs low. This is already turned on for your checking account, and can be used once the account qualifies. This service covers checks and some bank transfers when you don't have enough money (up to a certain point). Costs $30 per use: There's a fee each time it helps you out. You need to ask later to include debit cards (after 30 days). If you don't want it, contact Brightview CU at [email protected]. Remember: This only charges you if it's used.
TIN Certification and Backup Withholding Information(Required)
The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued), and I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and I am a U.S. citizen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an individual who is a U.S. citizen or U.S. resident alien; a partnership, corporation, company, or association created or organized in the United States or under the laws of the United States; an estate (other than a foreign estate); or a domestic trust (as defined in Regulations section 301.7701-7). The FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct. Certification Instructions. Cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. Complete a W-8 BEN if yor are not a U.S. person. If a W-8 BEN is completed, your signature does not serve to certify this section.
Authorization(Required)
By signing below, I/we agree to the terms and conditions of the Membership and Account Agreement, Truth-in-Savings Disclosure, Funds Availability Policy Disclosure, if applicable, and to any amendment the Credit Union makes from time to time which are incorporated herein. I/We acknowledge receipt of a copy of the agreements and disclosures applicable to the accounts and services requested herein. If an access card or EFT service is requested and provided, I/we agree to the terms of and acknowledge receipt of the Electronic Fund Transfers Agreement and Disclosure. The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.
Additional Information Required Authorization(Required)
I understand that a $5.00 initial deposit is required for the membership to be opened. A representative will reach or to you or it can be brought into any Brightview Credit Union branch. A savings account is required before a checking account can be opened. All account owners on a checking must pass a ChexSystems/Qualifile check and owe no charged off balances to other financial institutions. Additional required forms will be sent for esignature. All additional forms must be signed via esign or in person before the membership is valid.
Primary Account Holder's Printed Name(Required)
By entering your name here, you agree to the statement in the TIN Certification and Backup Withholding Information section and the Authorization section.
Today's Date(Required)
IMPORTANT PLEASE READ: Please watch your email for further communication from the credit union. We will reach out with an automated email, and an additional email from a representative. If we are unable to reach you to process the initial deposit and signed paperwork, the membership will be denied.
This field is for validation purposes and should be left unchanged.

Brightview Credit Union wants to help you take charge with lower rates, genuine service, and financial confidence! Joining us is a decision you will never regret.

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