Privacy Policy - BrightView Federal Credit Union

Privacy Notice

	WHAT DOES BRIGHTVIEW CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: ·Social Security number and income · Account balances and payment history · Credit history and credit scores When you are no longer our member, we continue to share your information as described in this notice.
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons BrightView Credit Union, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does BrightView Credit Union share?	Can you limit this sharing?
For our everyday business partners — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you. We will not share your phone number with any third-party for marketing purposes. Your phone number will only be used for communication directly related to your account and service usage.	Yes	No
For joint marketing with other financial companies — to offer our products and services to you. We will not share your phone number with any third-party for marketing purposes. Your phone number will only be used for communication directly related to your account and service usage.	Yes	No
For text messaging purposes — All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.	No	We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes — information about your creditworthiness	No	We don’t share
For non-affiliates to market to you	No	We don’t share

Questions?

BrightView Federal Credit Union

713 S. Pear Orchard Rd., Ste. 101 Ridgeland, MS 39157

Web: www.brightviewcu.com

Email: [email protected]

What We Do
How does BrightView protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access of your personal information to those employees who need to know it to provide products and services to you.
How does BrightView collect my personal information?	We collect your personal information, for example, when you · Open an account or apply for a loan · Deposit money or pay your bills · Use your debit or credit card · Give us your contact information. We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only · Sharing for affiliates’ everyday business purposes– information about your creditworthiness · Affiliates from using your information to market to you · Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. · We currently have no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. · BrightView Credit Union can share with, but not limited to, government agencies, plastic card processors (ATM/Credit/Debit), financial statement publishers or printers, mail-houses, Consumer Reporting Agencies, Data Processors, and Check/Share Draft Printers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. · Our joint marketing partners include insurance companies.

Texting Authorization

We are proud to offer many ways for our members to communicate with us. We understand each member may preference one communication method over another one. If you would like to opt in or our for text messaging, please use this form, so we can update your membership.

Name(Required)
First Last
Mobile Phone(Required)
Please do not enter home phone number.
Opting In to Text Messages
Please check this box if you agree to opt in for text messages from Brightview Credit Union
By opting in to receive text messages from BrightView Credit Union, you'll be agreeing to receive updates on various topics. This includes marketing promotions and special offers to keep you informed about new products, services, and exclusive member benefits. You'll also receive text message confirmations for account creation, updates about your membership status, and responses to your questions submitted via text. Additionally, we may occasionally send important account information through text messages, such as security alerts, fraud prevention tips, or changes to our terms and conditions.

The frequency of these messages will vary depending on your activity and our marketing campaigns. We assure you that we won't overwhelm you with excessive or unreasonable texts. Standard message and data rates from your mobile service provider may apply, so please consult your carrier's plan details for specific charges.

You can opt out of receiving text messages from Brightview Credit Union at any time by replying STOP to any text message we send you.

We value your privacy and will never share your phone number with third-party marketing companies without your prior consent. We use your number solely for sending you the text messages described above. For more information on how we protect your privacy, please review our Privacy Policy at www.brightviewcu.com.

If you choose to opt out of receiving text messages, you'll no longer receive marketing promotions or membership updates via text. However, to ensure your protection, you may still receive important account information, such as security alerts or critical updates.
Opting Out of Text Messages
Please check this box if you would like to opt out of receiving text messages from Brightview Credit Union
If you choose to opt out of receiving text messages, you'll no longer receive marketing promotions or membership updates via text. However, to ensure your protection, you may still receive important account information, such as security alerts or critical updates.

Privacy Notice

Why?

What?

How?

Questions?

713 S. Pear Orchard Rd., Ste. 101 Ridgeland, MS 39157

What We Do

Definitions

Affiliates

Texting Authorization

Company

Important Disclosures

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